TERMS AND CONDITIONS

Effective Date: 08/09/2025
Last Updated: 08/09/2025

1. AGREEMENT TO TERMS

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Customer," "you," or "your") and N2Open Capital LLC, a Colorado limited liability company, doing business as LeadBROKER IO ("Company," "we," "us," or "our"), governing your use of our platform and services.

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, do not use our Services.

2. COMPANY INFORMATION

N2Open Capital LLC (dba LeadBROKER IO)
3114 Ivy DR
Loveland, CO 80537
United States

3. DESCRIPTION OF SERVICES

LeadBROKER IO provides a comprehensive AI-powered marketing automation platform for commercial loan brokers and alternative lenders, including:

  • Lead generation and management systems

  • AI-powered voice, chat, and follow-up automation

  • Digital presence optimization (websites and funnels)

  • Operational process automation and CRM functionality

  • Digital transformation consulting services

4. SERVICE PLANS AND PRICING

4.1 Service Tiers

  • LeadBROKER Essentials: $199/month + $1,000 setup fee

  • LeadBROKER Conversion: $499/month + $2,500 setup fee

  • LeadBROKER Premium: $7,500 per 3 months ($2,500 setup fee + $5,000 retainer for paid advertising campaigns)

4.2 LeadBROKER Premium Transition

After the initial 3-month Premium period, customers may:

  • Continue at $999/month (flat rate)

  • Downgrade to LeadBROKER Conversion at $499/month

  • Cancel service with appropriate notice

4.3 Additional Costs

Customers are responsible for nominal media costs and third-party subscription fees associated with integrations and advertising campaigns.

4.4 Complimentary Setup Period

We provide the first month complimentary during account setup and testing. This period is for configuration and training purposes only.

5. BILLING AND PAYMENT TERMS

5.1 Payment Processing

Payments are processed through Stripe and other authorized payment processors. You authorize us to charge your designated payment method.

5.2 Billing Cycles

  • Monthly plans: Billed monthly in advance

  • Annual plans: Billed annually in advance with applicable discounts

  • Setup fees: Due upon service initiation

5.3 Automatic Renewal

All subscriptions automatically renew for successive periods of the same duration unless cancelled according to these Terms.

5.4 Late Payments

Late payments may result in service suspension. A $25 late fee may be assessed for payments more than 10 days overdue.

6. CANCELLATION AND REFUNDS

6.1 Cancellation Rights

You may cancel your subscription at any time by providing written notice. Cancellation takes effect at the end of your current billing period.

6.2 Refund Policy

We offer refunds under the following circumstances:

  • Service failures that cannot be remedied within a reasonable timeframe

  • Billing errors or unauthorized charges

  • Cancellation within the complimentary setup period

Setup fees are generally non-refundable once services have been initiated and configuration has begun.

6.3 No Partial Refunds

Unless required by law, we do not provide partial refunds for unused portions of subscription periods.

7. SERVICE LEVEL AND AVAILABILITY

7.1 Uptime Commitment

We strive to maintain 99.5% uptime for our Services, calculated on a monthly basis, excluding scheduled maintenance and circumstances beyond our control.

7.2 Maintenance

We may perform scheduled maintenance with advance notice when possible. Emergency maintenance may occur without prior notice.

8. USER RESPONSIBILITIES AND ACCEPTABLE USE

8.1 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

8.2 Lawful Use

You agree to use our Services only for lawful purposes and in compliance with all applicable laws and regulations.

8.3 Prohibited Activities

You may not:

  • Use our Services for illegal activities or fraud

  • Attempt to gain unauthorized access to our systems

  • Transmit malware, viruses, or harmful code

  • Violate intellectual property rights

  • Engage in activities that could damage our reputation or Services

8.4 Data Accuracy

You are responsible for the accuracy and legality of all data you input into our system.

9. INTELLECTUAL PROPERTY

9.1 Our Rights

The LeadBROKER IO platform, including all software, content, trademarks, and intellectual property, remains our exclusive property.

9.2 Your Content

You retain ownership of your business data and content. You grant us a limited license to use your data solely to provide our Services.

9.3 Feedback

Any feedback or suggestions you provide may be used by us without obligation or compensation to you.

10. WARRANTIES AND DISCLAIMERS

10.1 Service Warranty

We warrant that our Services will perform substantially in accordance with our documentation under normal use.

10.2 DISCLAIMERS

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

  • WE PROVIDE SERVICES "AS IS" WITHOUT WARRANTIES OF ANY KIND

  • WE DO NOT WARRANT THAT SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE

  • WE MAKE NO WARRANTIES REGARDING LEAD QUALIFICATION ACCURACY

  • WE DISCLAIM ALL IMPLIED WARRANTIES INCLUDING MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE

10.3 Lead Qualification

We do not guarantee the accuracy of AI-powered lead qualification. You are responsible for verifying all lead information before conducting business.

11. LIMITATION OF LIABILITY

11.1 Liability Cap

OUR TOTAL LIABILITY TO YOU SHALL NOT EXCEED THE AMOUNT PAID BY YOU TO US IN THE TWELVE MONTHS PRECEDING THE CLAIM.

11.2 Consequential Damages

IN NO EVENT SHALL WE BE LIABLE FOR:

  • INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES

  • LOST PROFITS, REVENUE, OR BUSINESS OPPORTUNITIES

  • DATA LOSS OR CORRUPTION

  • BUSINESS INTERRUPTION

11.3 Platform Nature

Our Services provide a platform for you to conduct your business. You assume all liability for your business activities and customer relationships.

12. INDEMNIFICATION

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from:

  • Your use of our Services

  • Your violation of these Terms

  • Your violation of applicable laws

  • Your business activities and customer relationships

13. THIRD-PARTY INTEGRATIONS

13.1 Integration Services

We integrate with various third-party services (High Level CRM, Google Business, Meta platforms, Stripe, etc.). These integrations are subject to the terms and availability of those third parties.

13.2 Third-Party Changes

We are not responsible for changes to third-party services that may affect our integrations.

14. DATA PROTECTION AND PRIVACY

Your privacy is important to us. Please review our Privacy Policy, which governs how we collect, use, and protect your information.

15. MODIFICATION OF TERMS

We may modify these Terms at any time by posting updated Terms on our website. Material changes will be communicated with at least 30 days' notice. Continued use of our Services after changes constitutes acceptance.

16. TERMINATION

16.1 Termination for Cause

We may terminate your account immediately for:

  • Breach of these Terms

  • Non-payment after reasonable notice

  • Illegal or harmful activities

16.2 Effect of Termination

Upon termination:

  • Your access to Services will cease

  • You remain liable for all charges incurred

  • We may delete your data according to our data retention policies

  • Accrued rights and obligations survive termination

17. DISPUTE RESOLUTION

17.1 Governing Law

These Terms are governed by Colorado state law, without regard to conflict of law principles.

17.2 Jurisdiction

Any disputes shall be resolved in the state or federal courts located in Colorado, and you consent to the jurisdiction of such courts.

17.3 Informal Resolution

Before filing any legal action, parties agree to attempt good faith resolution through direct negotiation.

18. GENERAL PROVISIONS

18.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between us regarding our Services.

18.2 Severability

If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.

18.3 Assignment

You may not assign these Terms without our written consent. We may assign these Terms without restriction.

18.4 Force Majeure

We are not liable for delays or failures due to circumstances beyond our reasonable control.

18.5 Notice

Legal notices should be sent to our address listed above or to [email protected].

19. CONTACT INFORMATION

For questions about these Terms, please contact us at:

N2Open Capital LLC (dba LeadBROKER IO)
3114 Ivy DR
Loveland, CO 80537
Email: [email protected]
Phone: 970-213-2700


These Terms and Conditions are effective as of the date listed above and govern your use of the LeadBROKER IO platform and services.